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❶The insuring of more than one person or vehicle under this policy does not increase our Underinsured Motorists payment limits. Arbogast alleged that she sustained physical injury upon observing the accident and stated that she went into shock at the accident scene and was transported by ambulance to a local hospital, where she was checked and released.
At the time, Tina Russell and Mary L. The declaration listed two separate vehicles for the Russells, with a discount for the second premium for the underinsured and uninsured motorist coverage. In October,Mr. Thus, because the Russell policy owner had received a multi-car discount, the Court concluded that the insured had received the benefit of the bargain and was not entitled to anything additional in the way of stacking. More recently, in Russell v. State Automobile Mutual Insurance Co.
There is no merit in the appellees' argument that the insurance policy is too complex for the average person to understand that they are forfeiting wellsburt of dollars in stacking coverage by receiving a discount on their premiums. Youler, W. Like Youler, the Russell State Auto policy involved antistacking language that limited the policy's underinsured motorist coverage to the highest limit applicable for any one vehicle covered by the policy.|Youler, W.
Under the terms of such a policy, the insured is not entitled to stack the coverages of the wellsbugr vehicles and may only recover up to the policy limits set forth in the single policy endorsement.
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State Automobile Mutual Insurance Co. A plaintiff is required to prove under this test that his or her serious emotional distress was reasonably foreseeable, that the defendant's negligent conduct caused the victim to suffer critical injury or death, and that the plaintiff suffered serious emotional distress as a tor result of witnessing the victim's critical injury or death.
Marrs, No. That order granted summary judgment against the appellant, Nationwide, and ruled that the appellees, the Arbogasts, could stack three intra-policy underinsured motorist coverage within a single automobile insurance policy. The circuit court ordered that the wife and son of Jack Arbogast, Sr. On November 14,Elizabeth Parks lost control of her vehicle and ran into the parking lot of a service station operated by the appellee, Jack Arbogast, Jr.
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